6 Tips to protect your personal information while shopping online

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By: Good Nelly
on 21st Jun,2011

There are several perks of shopping online. You can shop while sitting at your own home. You can pick and choose from a wide variety of products.
6 Tips to protect your personal information while shopping online


There are several perks of shopping online. You can shop while sitting at your own home. You can pick and choose from a wide variety of products. What more, you can get great discounts on the items. However, it is equally true that there is high risk of being victimized by the scammers when shopping online. Cyber criminals just wait for a chance to get hold of your personal information so as to drain your checking account. Due to these reasons, it is essential to guard your confidential information when shopping online. Take a look at this article to get acquainted with 6 tips that may help you preserve your personal information when shopping online.

Tips to protect your personal information while shopping online  

Here are the 6 tips that may help you protect your personal information while shopping online:

1. Keep your computer safe: The first tip will be to keep your computer safe from virus attacks. You should install the latest version of the anti-virus or anti-spyware in your computer. Make sure you scan your computer once in a week. This will help you keep your computer virus-free completely. It is advisable to purchase genuine anti-virus software from the shop. If you can't afford to buy a licensed version at present, then you can download a free version of a good anti-virus from a reliable website.  

2. Avoid lucrative offers in mails: If you receive unsolicited mails offering attractive shopping offers, then you should avoid going for those deals. You'll get these kinds of offers more during the holiday or festive season. But you should never accept such kind of offers. Cyber criminals often send these kinds of emails to the consumers. Once you click on the link sent to your mailbox and visit the website, the scammers can easily get hold of your password and confidential information. If you really want to visit the website, then you can type the url manually.  

3. Visit the reliable shopping websites: It is best to shop from the reliable websites. If you come across any website which appears to be suspicious, then you should do research on the websites in the internet. Check whether or not the customers are satisfied with them. Find out if there are trustworthy seal marks on the website.     

4. Know about the privacy policy: Read through the privacy policy of the shopping website. This will enable you know as to what information they are collecting about you. You can also know how they will use your confidential information

5. Use plastic cards: It is advisable to use credit cards for making online purchases. This is because if you ever become a victim of fraud or identity-theft, then you charge back. You can report the matter to the credit card company. The company will investigate the matter after receiving the complaint. If it is proved that what you're claiming is true, then you won't have to pay the charge.

6. Create unique password: If you're one of those individuals who love to shop online, then you may need to create new accounts in several shopping websites. You should create unique and strong passwords so that the hackers can't crack them easily. If the hackers are able to crack your password and get access to your account, then they can use the personal information for their financial benefit.  

Finally, you should check your online bank account or credit card bill statement on a regular basis. This way you can find out if there are any fraudulent charges on your bill. If you discover any kind of suspicious activity on your bill, then you should report the matter to the financial institution immediately.

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