College education is quite important in life but everyone may not be fortunate enough to have enough family funds to finance it. However, it doesn't mean that you have to be in huge debt in order to complete your college education. Here are some tips which you can follow to become a graduate without falling into heavy debt.
- Effort you are putting in is important than the institution - The effort you're putting in is much more important than the college you're going to. So, don't get into a prestigious school if you can't afford it and complete your education with neck deep in debt. Instead, join a school which you can afford, put your best effort and graduate with a good degree, and without any debt to pay off. After graduation, you can start your career and enjoy life without having to worry about how to pay back the debt.
- Try to stay close to your home if possible - It will be very helpful for you if you can find a good college where you can commute from your home. Try to not have the fancy idea of having the best college experience by joining a college that's too far from your house if you can't afford it; instead, have a college degree without falling into debt problems and start a good job to enjoy life more.
- You may join a community college - You can take full advantage of community college system for getting a graduation degree at a relatively less cost. For getting a 4-year degree, you can join a community college for 2 years to get your general education and then get transferred to your favorite college.
- Take up a part-time job at your spare time - Many students earn at spare time in order to fund their education. You can arrange your classes such that you have some free days to take up a part-time job and earn money. You can earn quite a lot if you can manage to work at least 20 hours a week.
- Borrow textbooks from seniors to save money - It is not a good idea to spend money on textbooks which you can easily borrow or rent. So, you can ask from your seniors the required textbooks or rent them.
- Look for relatively cheaper housing - If you cannot find a good college near your home, try to find an accommodation that is relatively cheaper. You can look for a relatively cheaper accommodation one or two miles from your campus instead of living in the dorms or near your campus. Instead, buy a second-hand bike and cook your food to save money on food and accommodation. This way, you can eat healthy food without paying much and exercise your way to school and back.
Above all, fill out your FAFSA (Free Application for Federal Student Aid) so that you can get qualified for some grants depending on your situation. Even if you don't qualify for grants, you may qualify for loans at relatively low interest rates. It can help you complete your college education without falling into severe debt problems.